IMF pushes for credit score based on social media and google search

"(...) Platforms like Amazon, Facebook or Alibaba incorporate more and more financial services into their ecosystems, enabling the rise of new specialized providers that compete with banks in payments, asset management, and financial information provision." - https://blogs.imf.org/2020/12/17/what-is-really-new-in-fintech/

"(...) imagine the kind of intimate history that Facebook could have with a borrower and suddenly its digital cash initiative starts to make more sense. But how would all this data be incorporated into credit ratings? Machine learning, of course." - https://gizmodo.com/your-credit-score-should-be-based-on-your-web-history-1845912592